If you have more than 6 inquiries in a six month period, most lenders will deny your credit application for that reason alone.
We Fight The Credit Reporting Agencies Until All Negative Inquires Are Removed.
Inquiries are necessary to build credit, as in most cases you must apply for credit before being issued credit.
However, you must be careful not to inquire if you are not credit worthy since you will be further damaging your credit.
Also, be aware and ensure that a lender (such as a dealership) only pulls your credit scores once. One way to avoid too many inquires is to obtain a copy of your credit report and scores, then submit them to the lending institution.
The lending institution should be able to do a preliminary evaluation of your credit report to see if your profile is satisfactory before a hard inquiry is placed on your credit report.