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Our 90 Day Money Back Guarantee

The goal of credit repair is to remove questionable negative information from credit reports. This is not an exact science and there are cases in which we may be unsuccessful. Our clients are protected with our 90 day warranty. If you sign up for service with CREDIT IN COMMERCE, LLC. in any program, and do not see any questionable items deleted from your credit in 90 days, you will be entitled to a full refund. This does not mean that your credit will be repaired completely during that period but you should see some of your questionable negative items deleted in this period or your money back (subject to the terms and conditions set forth below). To apply for a refund please contact CREDIT IN COMMERCE, LLC. Billing Department by phone (opt.#4) and speak with a service specialist so that your identity can be verified. The CREDIT IN COMMERCE, LLC. Money back guarantee will be strictly subject to you complying with the following terms and conditions: That you do not create or cause any new derogatory Tradeline(s) to be added to your credit report after your enrollment in the applicable program begins; You make all payments due and owed to CREDIT IN COMMERCE, LLC. per this agreement in a timely manner. You email, fax or mail CREDIT IN COMMERCE, LLC. all correspondences relating in any way to your credit report within seven (“7”) days of receiving said correspondence. You email, fax or mail to CREDIT IN COMMERCE, LLC. proof of your identity such as a copy of driver’s license and copy of social security card within five (“5”) days of the effective date of this agreement. You agree to give CREDIT IN COMMERCE, LLC. Thirty (“30”) days from the date you have requested a refund to allow CREDIT IN COMMERCE, LLC. adequate time to review your credit bureaus and audit your account to verify that no negative items have been removed from your account and to ascertain the reason for this occurring. Refunds limited to payments made for 90 days of service only. (ex. If client is in service for 180 days, with no change made to their history, they can request a refund, but that refund will be limited to 90 days of service).